We have been in the individual health, dental and travel insurance industry for over 20 years. We have helped many companies and municipalities like yours provide their benefits to staff who are coming off a group plan or when they no longer qualify for group benefits. We are able to provide insurance coverage for any individuals who retire, face a job loss, are students or over-age dependents, are part-time workers or contract workers, are divorcees or surviving spouses.
We provide all these benefits to your current or past employees at no cost to you, no administration and no obligation of contracts. You just pass along the brochures to your employees and let us do the rest.
We pride ourselves on our Sound of Service ™ an old school way of doing business – meaning if you or your employee calls between 8:45am – 4:45pm Eastern Time, a live body will actually pick up the phone each and every call. We know your time is priceless so you will not have to wait on hold for someone to pick up or guide yourselves through an automated system before you speak to someone. Each call is treated equally and we take as much time as it takes on the phone with you or your employee until everyone is comfortable in making an informed decision.
Public Sector Employee Benefit Plans or PSEBP is a consortium of Professionals providing benefit solutions to the public sector. PSEBP specializes in serving the Municipal, Education and Health Sectors. Benefit plans can be very complex and cumbersome to move from one provider to the next. It is prudent to periodically take your plans out to the market for competitive bidding to ensure your organization is receiving the correct solution and at a competitive price; however, changing insurance carriers is a cumbersome task that adds extra work to already overloaded staff. Ensuring compliance of a new plan with union contracts, as well as, re-registering employees, issuing new drug cards, ensuring expedited response from consultants and insurers etc. is why PSEBP was formed. We have created a model where you can have a drug card that is independent from the insurance company so that you can switch insurers with a competitive bidding process without having to re-enrol employees. Previously, a municipality with a 1000 employees would have to reissue 1000 employee health benefit cards and train all the employees on a new benefit system as well as reissue 1000 new employee benefit books. With services provided by PSEBP, we can administer all your claims through one portal that is flexible and efficient for future RFP processes. Please contact us if you would like PSEBP to bid, review, consult or service your existing plan.
We understand Your Challenges – With over 40 years of experience in the group benefits field we have a unique understanding of challenges that you face. Today’s employers have a tough balancing act on their hands – providing competitive benefits to attract and retain valuable employees while at the same time managing long-term costs within budget restraints.
Our hallmark is one of proven cost containment for both Claims Costs and Program Expenses / Financial Arrangements.
Program Costs – Our recognized expertise and large volume of business within the Canadian marketplace allows us to secure access to the industry’s most competitive rate structures, administrative expenses and provisions. This allows us to pass on true measurable savings to our clients.
Let Mosey & Mosey help you make the most of your benefit dollars.
